Dog Insurance - 7 Points to Consider - Can Pet Insurance Help With My Dog's Healthcare?
By David Stewart
Dog health care is part of owning a dog. It can be a major expense at times with some procedures being several thousand dollars. But planning ahead can help relieve the burden, just as your own health insurance can help with your doctor bills. Consider health insurance for your dog but when you do consider these 7 items.
1. What's covered?
This is the basic question we all ask when looking at insurance. With insurance for your dog, make sure you understand what is covered in the way of accidents versus illnesses. Are routine visits and vaccinations covered and if its an option, is it worth it? I have seen plans where it just financially did not make sense to get the vaccination/well checkup option. Be sure to check the benefits schedule.
2. How are payments made?
Once you incur an expense, is the money sent to you or is the payment made directly to the veterinarian's office? If payment is made to the vet directly, does that mean you have to go to certain vets who accept the insurance plan?.
3. What's the turnaround time?
How long does it take to get reimbursed for expenses? Ask about their policies and track record.
4. What's a pre-existing condition and how is it handled?
If your dog already has a health issue, will it be covered by the policy and what will the waiting period be, if any, before its covered?
5. How much are the deductibles?
How much are any deductibles? Is there an out of pocket maximum?
6. When is a condition a single condition?
If you dog is treated for a condition and goes back for the same thing, when is that considered a new visit with a new deductible?
7. What about major illnesses?
Some companies offer different policy levels to purchase. These more expensive options may add additional coverage for major illness, like cancer. Is this protection worth the added cost?
And now I would like to invite you to review a comprehensive list of considerations when getting a new dog by clicking this link
http://www.shetland-sheepdog-station.com/puppy-considerations.html
David Stewart
sheltieguy@gmail.com
Article Source: http://EzineArticles.com/?expert=David_Stewart
http://EzineArticles.com/?Dog-Insurance---7-Points-to-Consider---Can-Pet-Insurance-Help-With-My-Dogs-Healthcare?&id=2687696
5 Responses
2011 Dec 02
If I were to give my kids an example of a properly written informational article, yours would be it. Your content is interesting and well-written.
2011 Dec 26
This article is excellent in both informative material and grammar usage. I find this material enlightening and interesting. Thank you for caring enough to provide quality well-written and useful content.
2012 Jan 21
I hope that someday I can learn how to put my thoughts into words like you. I am a novice writer just starting to learn how to format and write. I really admire your work.
2012 Jan 22
I honestly enjoyed reading through your article and reviewing your fresh ideas. I have to tell you, you make sense to me. I respect your views and believe you to be a very persuasive writer.
2012 Jan 23
While reading the article, I could envision the writer sitting alone thinking. I can tell that you worked very hard on this article. Thank you.